Tucked away in the desirable Olivia Beach neighborhood, this charming multi-level cottage blends classic coastal character with modern luxury across a beautifully designed floor plan, recently elevated by the sellers with numerous high-end updates throughout. The main level is crafted for effortless living and entertaining, anchored by an open-concept living room with high ceilings, a cozy gas fireplace, and a light-filled gourmet kitchen featuring sleek quartz countertops, a center island, and stainless steel appliances. Sun-drenched glass doors open directly to a private, south-facing deck perfect for outdoor dining and taking in the coastal air. Convenience reigns with a main-floor primary suite boasting an ensuite bath and walk-in closet, alongside an updated powder room for guests. Upstairs, two airy bedrooms with soaring vaulted ceilings offer quiet retreats served by a practical Jack-and-Jill bath. The lower level extends the footprint with a versatile family or media room centered around a second gas fireplace, plus direct garage access and dedicated storage for beach gear. Don't miss the Hot Tub on the side patio and additional arcade/game room downstairs. Complete with access to Olivia Beach's premier community amenities—including a seasonal heated pool, central fire pit, sand volleyball court, and private beach access—this turnkey coastal home is ideal for primary living, a second home, or a high-performing vacation rental.