DO NOT MISS THIS AMAZING OPPORTUNITY TO ASSUME A VA LOAN AT 2.25%, EVEN FOR INVESTORS! You do not need to be a veteran to assume the loan! THERE IS ALSO THE POSSIBILITY TO GET AN EFFECTIVE INTEREST RATE AS LOW AS 4%. TALK TO YOUR REALTOR ABOUT THIS OPPORTUNITY! And for anyone not currently living in McMinnville, let me tell you about the added benefit of the low utility costs with McMinnville Water and light. This all adds up to a much more affordable house. Picture yourself living in this cheerful and well-maintained home in a highly desirable neighborhood in southwest McMinnville. The home welcomes you with and is surrounded by a beautiful, established garden full of lovely blooms in spring and summer with a full sprinkler system. The custom, traditional two story home boasts fabulous living space downstairs with a bright and airy living room with lots of natural light, a formal dining room, kitchen with a cook island and a new builtin combination microwave/smart oven, family room with wood-burning fireplace and a fantastic breakfast nook surrounded by windows and views of the flower-filled back yard. Upstairs there are three generous bedrooms plus an envy-worthy primary suite with vaulted ceiling, sitting area, and ensuite bathroom with walk-in closet and jetted tub. The tandem garage can house 3 cars, or use the back area for a workshop, storage, etc. This home, featured as one of the homes on the Christmas Home Tour in 2025, checks all the boxes! 50 year, cement tile roof adds to the value. Sellers would love to see you continue to love the home as they have and will consider all reasonable offers.