Modern home in a vibrant neighborhood near George Fox University. This well maintained home offers a flexible floor plan with thoughtful updates and an ideal location for commuters, shopping, restaurants, and downtown Newberg. The kitchen features quartz countertops, stainless steel appliances, pantry, island, and is plumbed for a gas range. It opens to the spacious great room with a cozy gas fireplace, creating a comfortable space for everyday living and entertaining. The primary suite includes a walk-in closet and dual sink vanity. A standout feature is the private studio suite (4th bedroom) with its own entrance, kitchenette with refrigerator & microwave, armoires, and direct access to a full bath. Whether you're looking for space for multigenerational living, a home office, guest quarters, or housing for a George Fox University students, this versatile space offers exceptional flexibility. New flooring has been installed throughout both levels of the home (except the studio}. Additional features include 9-foot ceilings and washer/dryers on both levels, making the home well suited for a variety of living arrangements. Outside, enjoy a private fully fenced and landscaped yard with fruit trees, drip irrigation, plus a covered patio and deck sitting areas. No HOA and conveniently located with easy access to major commuter routes, this home offers the perfect combination of versatility, location and it is eligible for KeyBank’s 100% financing conventional loan with no PMI and their Key Home Credit to use toward closing costs and/or prepaid fees.