Assumable FHA loan at 3.75%! Qualified buyers can take over the sellers' below-market mortgage — with roughly 6.5% down at list price — and save hundreds per month versus today's rates. The home itself delivers just as much: a 2022-built modern farmhouse where you wake up to birdsong in a highly walkable SW Portland setting, with a private trail off the driveway connecting directly to Loll Wildwood Nature Preserve. High ceilings, designer finishes, and abundant natural light throughout. The standout kitchen features flat-front wood-grain cabinetry with matte black hardware, quartz counters, tile backsplash, stainless appliances, and a pantry — plus a glass door framing a lush tree canopy and opening to a private backyard with two patios, level yard, and a $20K overhaul including retaining wall and French drain. Upstairs, three spacious bedrooms with great views and beautifully finished baths; the primary suite offers vaulted ceilings and a walk-in closet. Serious infrastructure: central A/C, Level 2 EV charger, fiber optic internet, Ring security. Steps to PCC, minutes to Multnomah Village and downtown. Move-in ready with nothing left to do. [Home Energy Score = 8. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10199228]