RARE 2.5% ASSUMABLE FHA LOAN + 1 YEAR FREE HOA DUES! Time to start packing! Do not miss out on this unicorn townhome! To make this deal even sweeter, the seller is offering credit to cover your first full year of HOA dues with an accepted offer! Perched just blocks from Cathedral Park, this stunning 4-story, 3-bed, 2.5-bath property offers a rare financial opportunity combined with unobstructed, jaw-dropping views of the iconic St. Johns Bridge, Willamette River, and Forest Park. Step inside to an expansive, light-filled main level boasting 10+ ft ceilings, hardwood floors, a cozy gas fireplace, and a formal dining area. The gourmet kitchen features a central island and a spacious pantry, opening seamlessly to a private deck perfect for dining al fresco. The flexible floor plan offers plenty of dedicated space for everyone, including a private primary suite with an en suite bath. The upper level features vaulted ceilings and two additional spacious bedrooms with walk-in closets. For next-level entertaining retreat to the 3rd-story lounge room, complete with a private balcony showcasing spectacular panoramic river and bridge views.The amenities here are unmatched. The oversized, extra-deep 748 sq ft tandem garage easily fits two cars with ample space left over for a workshop, home gym, or gear storage. Plus, the home features a pre-built, fully framed elevator shaft—giving you massive bonus storage on each level now or the ability to add an elevator later. Total peace of mind comes standard, thanks to a full building envelope update (siding, windows, and roof) completed in 2021.Live the ultimate PNW lifestyle with unbeatable urban convenience. Walk to McMenamins Theater, StormBreaker & Occidental breweries, local coffee shops, parks, and downtown St. Johns dining. Unparalleled views, pristine modern comforts, a premier location, an incredible 2.5% interest rate, and a year of free HOA dues make this a one of a kind property that will not last! [Home Energy Score = 7. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10192481]