Ask about a closing cost credit/concession AND get the interest rate you have been waiting for, call today to learn about the incentive program offered. Welcome to a rare opportunity to own one of only two detached new-construction homes in Portland's St. Johns neighborhood for $310K with no HOA fees. Thoughtfully designed for modern, low-maintenance living, this standalone home offers the privacy and independence buyers are increasingly searching for without shared walls, monthly HOA dues, or the compromises often associated with condo living. Step inside to a light-filled open floor plan where luxury vinyl plank flooring, quartz countertops, custom-painted cabinetry, stainless steel appliances, and contemporary finishes create a space that feels both stylish and comfortable. Clean, sleek baseboard trim and matching modern door moldings carry a cohesive design aesthetic throughout. Natural light fills each space throughout the day, enhancing the open feel and highlighting the quality finishes. Plush wall-to-wall carpeting on the staircase and throughout the upper level adds warmth underfoot, cozy comfort, and a quieter retreat from the day. Upstairs, the primary bedroom provides a peaceful retreat, while the second bedroom offers flexibility for guests, a home office, a roommate, or changing lifestyle needs. The full bath features a custom tile surround shower with double glass doors and quartz vanity, while energy-efficient mini-split heating and cooling provide year-round comfort. Whether you're a first-time buyer, condo buyer seeking more privacy, a professional wanting a lock-and-leave lifestyle, a downsizer looking to simplify, or roommates pursuing affordable ownership, this home offers possibilities that extend far beyond its footprint. Move-in ready and fully completed with a 1-Year Workmanship Warranty and 10-Year Structural Warranty. Detached ownership. Modern efficiency. No HOA. A lifestyle many buyers don't realize is still possible at this price point.